Written by: Vineet Prasad, Savings Academy Founder and Head of Coaching
Why You’re Here
When it comes to most aspects of life, you’re killing it. You’re working full-time and “adulting” in style. You’ve got a great group of friends, fun hobbies, and play as hard as you work. So, you’ve pretty much got it made. Except when it comes to one area...money.
When it comes to dealing with money, you lose confidence or don’t know where to start. It feels like your money controls you rather than the other way around. You know that you should start paying off debt or filling up your empty bank account, but you’d rather not think about it.
Yet, you do end up thinking about money. A lot. It keeps you awake in those moments when you worry about paying the next month’s rent. It weighs on your shoulder like 1,000 lbs when you feel like you need to leave a job and realize you can’t afford to. It twists like a knife in your stomach when emergency strikes and you’re just as stressed about paying the unexpected costs as the emergency itself.
I’ve been there. It’s not fun. And there is another way.
Building savings sets you free. Imagine yourself free from worry. Free from fear. Free from needing a paycheck. Nothing feels quite like looking at your stocked bank account and knowing that you’re secure and independent. Or even just being able to breathe easily knowing you don’t need to count pennies to pay next month’s bills.
Achieving this freedom and confidence may feel light years away. But you can do it. And I’d love to help you get there.
How we can help you
If you’re already killing it with your finances, have a high net worth, and want to grow it faster, this isn’t the right course for you.
If you want to understand personal finance basics, but aren’t willing to make real change in your life, this isn’t the right course for you.
If your money problems have started to affect your well-being, you meet the below requirements, and you’re committed to making a change, then I can help you turn money from a cruel enemy to an indispensable ally, as your personal money coach!
I'll only work with you if I'm confident you’ll gain substantial value from the course. Here are the requirements*:
You’re a young professional (22-35)
You currently earn at least $50,000 a year
You either have credit card/auto/student loans to pay off or have less than six months worth of savings
You’re committed to achieving financial freedom
*If you’re interested in the course, but don’t meet one of the above requirements, feel free to reach out and we can discuss your unique situation.
Why do you need a financial coach?
After all, you can figure out your finances, pay off your debt, and start building wealth by yourself. But, as we all know from experience, we’re much more likely to succeed when we have good guidance.
As an example, think about learning yoga. I know from personal experience the importance of good guidance in that endeavor! If you try learning by yourself (as I did at first) you often have no idea what you’re doing, and, more importantly, what you’re doing wrong. As a result, we typically give up before we start to benefit.
But if you go to a yoga class, a teacher can show you how to improve. You’re also much more likely to persevere. When you feel you can’t hold that “downward dog” a second longer, you keep going because the teacher believes you can do it and is keeping you accountable for your success.
A money coach also provides you with that guidance and accountability. Though rather than improving your flexibility and fitness, you’re taking control of your money, paying off debt, and building savings.
What you’ll gain from coaching
You’ll receive 1:1 coaching through a four-month course consisting of six sessions (two per month in Months 1-2, one per month in Months 3-4). You’ll join the calls via video conference (VC) from the comfort of your own home. During these sessions, you’ll gain:
Your why: We'll start with your big audacious life goals. How would you ideally spend your time if you had no constraints? What energizes you and how can you do more of it?
Your constraints: We’ll understand what’s holding you back from achieving your big goals and identify what it will take to break through those restraints, especially from a financial perspective.
Your starting point: We’ll untangle your assets, debt, income, and expenses. You’ll deeply understand and gain confidence around your finances.
Personalized plan: We’ll build you a spending plan, track your expenses, and identify “quick wins” to grow your savings (i.e. cutting old subscriptions, meal planning, negotiating insurance rates) while maintaining or increasing your quality of life.
Accountability: Our regular sessions ensure you're progressing towards your goals. If you stumble, we’ll seek to deeply understand why and re-adjust to set you up for success.
Results: Whether you're paying off debt or building savings, we'll set you on a path to enjoying the freedom that comes with mastering your money.
We charge $195/month for the four month Savings Academy Crash Course. First payment is due between your complimentary consultation and your 1st session.
The course includes:
Six 1:1 sessions
A personal tracker in Google Sheets to chronicle your net worth growth and progress towards goals
Customized homework assignments between sessions to help you succeed
At Savings Academy, we strongly believe everything you buy, including our Crash Course, should be worth the money. In fact, we're so confident about our value that Savings Academy offers a no-questions-asked money-back guarantee any time within the first 30 days. If you decide after session 1 or session 2, you're not getting enough value from Savings Academy, then we want you to have your hard-earned money back!
Based on my experience with past students, I also know that once we start working together, you'll be thrilled about the results, your newfound financial confidence, and your brighter future.
Let’s get started!
If you meet the above requirements and want to work together, please schedule a complimentary 15-minute Q&A call using the button below! I can’t wait to work with you!